MS
Maurice Salter
Founder
Founded BenefitPlus in 2024 to make IRC Section 127 benefits accessible to employers of all sizes, not just Fortune 500s. Based in Beverly Hills, California.
About BenefitPlus
No One Should Have to Choose Between Their Career and Their Debt
BenefitPlus was founded in 2024 to make one of the most powerful tax-advantaged benefits in the US tax code, employer-paid student loan repayment under IRC Section 127, accessible to employers of every size, not just the Fortune 500.
Our Mission
Democratizing employee debt relief.
To put a meaningful dent in America's ~$1.70 trillion federal student debt burden (~$1.87 trillion including private loans, per the U.S. Department of Education, December 2025) by giving every employer, from a two-person studio in Beverly Hills to a 5,000-person regional health system, a simple, compliant, and affordable way to pay down their employees' student loans tax-free.
For decades, employer student loan repayment has been a perk reserved for the largest companies with the deepest benefits teams. We think that is backwards. The employees who would benefit most from $5,250 of tax-free debt relief each year often work at small and mid-sized businesses. BenefitPlus exists to close that gap.
Who This Helps
The people behind the debt numbers.
Three snapshots of professionals who feel the impact most. The benefit looks different at every salary tier, but the math always works in the employee's favor.
$200K
Average debt
Physician
Medical school debt averages $200K+. A meaningful retention lever in a market where replacement costs run six figures.
$45K
Average debt
Engineer
CS and engineering grads carry $35–$80K. SLRA differentiates against Big Tech on total comp.
$55K
Average debt
Teacher
Education grads carry $55K average. The benefit closes a real financial gap on modest salaries.
Why Section 127 Matters Now
The most powerful tax-advantaged benefit in the code.
IRC Section 127 lets an employer contribute up to $5,250 per employee per year toward qualifying educational assistance, tax-free to the employee and deductible to the employer.
$5,250
Per employee per year
Tax-free under IRC Section 127. Permanent under OBBBA 2025, with inflation indexing starting 2026.
53%
More valuable than a raise
A Section 127 contribution beats a same-dollar gross-pay raise after federal income tax, FICA, and most state taxes.
24 hrs
From signing to live
Small business launch in 24 hours. Enterprise engagements typically launch within 48 hours.
Our Story
How BenefitPlus started.
In 2024, the BenefitPlus founding team kept hearing the same story from small-business owners and HR leads: they wanted to help employees with student loans, they had heard about Section 127, and they had been quoted six-figure setup fees or told they were too small to be worth onboarding. We built BenefitPlus to fix that.
By the time OBBBA made the benefit permanent in 2025, the roadmap was clear: combine an IRS-compliant plan document, direct-to-servicer disbursement, and modern payroll connectors into a single managed platform that any employer could turn on in a couple of days.
Our Values
What we hold ourselves to.
Accessibility
Every employer should be able to offer this benefit, regardless of headcount or HR sophistication. We price, document, and design the product to make that real.
Transparency
We publish our pricing model, our security posture, and our compliance approach. No surprise fees on the small business plan. No hidden data practices.
Stewardship
We are stewards of payroll data, loan data, and trust. We do not sell customer data. We over-invest in encryption, audit trails, and incident response.
Leadership
The team behind BenefitPlus.
CU
Carrie Ucer
Chief Executive Officer
Leads BenefitPlus strategy and operations.
carrie@benefitplus.netWH
William Harrison
Program Director
Oversees implementation, compliance, and customer success programs.
william@benefitplus.netMaurice on the Platform
Named after our founder.
Named after our founder, the Maurice expert on the platform carries his focus on making Section 127 benefits accessible to every employer. Maurice is a trained student loan and benefits expert available on every page of BenefitPlus, answering questions from employers, employees, and prospects around the clock.
Meet Maurice →Where We Are
230 S Robertson Blvd., 2nd Floor
Beverly Hills, CA 90211Meet Maurice →
Headquartered in Beverly Hills.
BenefitPlus is headquartered in Beverly Hills, California. We serve employers across all 50 states and operate remote-first with a Beverly Hills hub for in-person customer and partner meetings.
BenefitPlus, LLC230 S Robertson Blvd., 2nd Floor
Beverly Hills, CA 90211Meet Maurice →
Ready to move?
Transparent SMB pricing. Custom for larger teams. Either path starts with a short call.